Better Lending Options
Fast Local Decisions
At Trustco Bank, we pride ourselves in offering a variety of low-cost mortgage options. Whether you're just starting out and purchasing your first home, you want to refinance your current mortgage, or you're looking to build the home of your dreams, we have the product that's right for you! Our in-house processing, underwriting, and closing staff are here to help every step of the way.
What are you waiting for?
Contact us today and let us help fulfill your dreams of homeownership!
Low Closing Costs
No Tax Escrow Required
No Borrower Paid Private Mortgage Insurance*
*Lender Paid Private Mortgage Insurance on loans with over 89.5% Loan-to-Value.
Please Note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification.
Applicable to our portfolio mortgage product. If you fail to qualify for that product, you may be offered a mortgage that does have an appraisal fee, borrower-paid PMI, and a tax escrow account.